Older Americans face a dilemma: Take the money and run, to stick it out for the long haul? That’s the choice Social Security gives them. At age 62, Americans can theoretically start getting their benefits right away, but there’s a penalty: They’ll never get as much money as they would have if they collected benefits later. According to the CPA Journal it’s in the average American’s interest to collect early, but the reasons aren’t exactly heartening. It’s only a good decision because it lets the average retiree defer withdrawals from other retirement savings, or because he just doesn’t have other post-retirement income opportunities.

The best solution is to avoid the dilemma entirely, by retaining an income stream that sustains you before, during and after your chosen “retirement age.” It’s simple: If you don’t anticipate going into debt or running out of money, you’re free to collect Social Security benefits whenever you wish. The key is to find a business that supports “working retirement,” where you’re your own boss, set your own hours and can easily balance your business, family and personal needs. Find the right business, and this kind of “retirement” is better than working; you can leave 9 to 5 for a better income without anyone showing you the door once you hit your 60s!

That’s why a home business is the natural choice if you’re interested in a secure retirement at any age. A turnkey business - one where you’ve got a system in place - saves you the headache of setup. Contact me to explore the possibilities.